defeats the point of a CoC (making sure everyone feels safe, particularly minorities who are targeted by fascism)

I’d argue that if we normalize people barging into random threads and accusing others of facism, that would make everybody feel unsafe. Remember that once you normalize this behavior, the fascists can use it too.

… ends up creating a scandal …Very visibly, I might add.

The person who barged in making public accusations, is the one that created a visible scandal. That’s why there’s a proper channel for reports. Precisely to prevent this sort of mess.