50 and older, I’m sorry, but in my personal experience, your advice has been a little out of date.

    • grue@lemmy.world
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      7 hours ago

      Check that your fund allocation is appropriate (e.g. a target-date fund or otherwise 80%+ stocks). It would be an absolute disaster if your money has just been sitting in the cash sweep account this whole time.

      Also, up your contribution percentage to max it out.

    • Kronusdark@lemmy.world
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      8 hours ago

      I was a dumbass and withdrew my first one when I changed jobs around age 26. That job had profit sharing too. Such a waste.