long term I mean 10, 20, 30 years.
Some people say yes, because my horizon are these years, long after trump is gone, but I wonder if I should wait till after the midterms or after the presidential election.
General total market exposure: yes. ETFs can provide exposure to the total market, just tech, renewable energy, etc - if you have conviction about a sector/theme of individual equities there’s probably an ETF for that. That said, “ETF” alone doesn’t tell us much other than you’d like to play safer and more easily than picking individual stocks to play. When shopping, check in on what specific stocks the ETFs are invested in and how they’re weighted compared to others in the same theme you’re looking into.
Yes. Dollar-cost-averaging continuously into a diversified total market index-based fund beats the vast vast vast vast majority of non-insider-traders. Check out the boglehead philosophy of investing. And the logical conclusion to it, the VT and chill strategy.
There are three ways to make money in the market. Gamble, know the result beforehand, or dollar cost average. The second and third options have a 100% success rate and I’m not a senator so I know what I picked.
As a non-native english speaker, your first real sentence very much broke my brain. Good point, tho
I’m native, would you mind explaining what difficulties you had so I can consider it in my responses?
It is pretty grammatically complicated, I had to read it a couple times as a native speaker. Don’t be disheartened!
same lol
Just a food for thought eery election brings a rally in the stock market. No matter who wins the market will be up.
It always is for long terms. The phrase ‘time in the market matters, not timing the market’ when dealing with long term investments.
Even if there is a crash next month/year the dividends on the downturn will be drivers of gains over the next economic cycle.Every Republican president in my entire lifetime has caused a major economic disaster by the end of their presidency. I would hold off for that reason.
Do you not think that has happened? Now seems like the right time to buy, not to mention that the best time to buy for any long-term strategy is now, rather than waiting for some perfect moment that will never come.
We’re about to experience a great depression when this oil shock really takes effect. We’re burning through strategic reserves faster than ever before. There won’t be enough fertilizer to feed the earth’s population. Millions will starve. You’ve got bigger things to worry about in the next 2 years. Good luck.
I have a feeling we’re gonna be eating TACOs first.
It’s already too late. Even if everything goes ‘back to normal’ tomorrow we’ll be feeling all of the delayed economic effects of this which haven’t even come into full effect yet. That’s just in the short/medium term. In the long term there’s definitely going to be a very big impact on the way the world interacts with the US and therefore the global economy. I think that those of us who are fortunate enough to survive it are going to live through one of civilisation’s big ‘re-shapings’, of which this war with Iran will be an important episode of an important chapter.
The most fucked up part imo is that if we have history books in the future, these events will be recorded in months and not years.
Look at the long-term effects of the dot-com crash.
I have a feeling Israel is calling the shots now, lol.
Fair enough.
The right time to buy is when the market is low.
The best time to buy for any long-term strategy is now, rather than waiting for some perfect moment that will never come.
When exactly will it be low enough for your perfect moment?
My guess is when the AI bubble pops.
That could be years out, and we can only guess at what exactly the fallout will be. The best time to start a long-term investment is still now.
