Sometimes on phone reviews I read that a certain model, often one released in a Western market, uses NFC for payment. In my country, mobile payments use QR codes so any phone with a camera can use them. Does NFC have any advantage over such a system?
Well, you get such cards free if you have an account at a bank
But isn’t there an annual service fee?
Yea, but that is required for paying via QR code as well